需要了解的经济援助条款

Money

资产: an item of value, such as real estate property other than the home you reside in, stocks, bonds, cash savings, trust funds, money market funds, college savings plans, retirement plans and prepaid tuition plans (the FAFSA does not ask you to report home equity or retirement plan assets).

加州援助报告(CAR): the report from the California Student Aid Commission summarizing the information you provide on your FAFSA; 估计你的Cal Grant奖。

加州居住: you're considered a California resident if you're an unmarried student, under 18, and your parents have been legal California residents for one year prior to the year in 澳门威尼斯人网上赌场 you are applying for state financial aid; if you've lived for two years with a legal California resident, other than a parent; or if a parent is in the U.S. Armed Forces, stationed in California and on active duty when you enroll. All married students, regardless of age, and unmarried students 18 or older, 必须 establish their own residency. 请参阅招生和记录住院政策了解更多信息。

基于学校的援助: 由大学管理的联邦项目:联邦补助

教育机会补助金和联邦勤工俭学。

资本化: when interest is added to the principal balance of a loan rather than being paid as it accrues; 任何未来的利息都是基于更高的贷款金额。

公民/国家: U.S. citizens - those born in one of the 50 states, the District of Columbia, or abroad to a U.S. citizen - and nationals - citizens of Puerto Rico, the U.S. Virgin Islands, Guam and the Northern Mariana Islands and natives of American Samoa and Swain's Island - are eligible for most federal aid; citizens of the Federated States of Micronesia and the republics of Palau and the Marshall Islands are eligible only for Pell Grants, Federal Supplemental Educational Opportunity Grants and Federal Work-Study.

出席费用: the total cost of college for the school year as calculated by colleges, including tuition, fees, books, supplies, transportation, food, housing, personal expenses, and sometimes the rental or purchase of a computer; 也被称为学生预算。

数据发布号(DRN): 由联邦处理器分配给你的FAFSA的四位数。 You'll need the DRN to make corrections to your mailing address or the schools you listed on your FAFSA.

默认值: 不偿还贷款或不履行贷款条款。

延期: 暂时推迟支付你的学生贷款。 Interest accrues unless your loan is subsidized by the federal government. Common reasons for deferment include attending school at least half time, and economic hardship/unemployment.

犯罪: 拖欠贷款的状态。

符合条件的非公民: 持有美国永久居民卡(I-551或I-151)的美国永久居民; a conditional permanent resident (I-551C); or a non-citizen who has an Arrival-Departure Record (I-94) from the Department of 回家land Security's U.S. Citizenship and Immigration Services with one of the following designations: Refugee (including non-citizen victims of human trafficking), Asylum Granted, Parolee (the I-94 confirms paroled for a minimum of one year and status has not expired), or Cuban-Haitian Entrant. Those in the U.S. on an F1 or F2 student visa, a J1 or J2 exchange visitor visa, or a G series visa (pertaining to international organizations) are not U.S. citizens or eligible non-citizens and so are ineligible for federal aid.

预期家庭贡献: the portion of your own and your family's financial resources that should be available to pay for college, based on a federal formula using the information on your FAFSA.

FAFSA: the Free Application for 联邦学生资助, the primary application for applying for financial aid from the federal government, states and colleges.

联邦的方法: the formula the federal government uses to determine a family's ability to contribute toward a college education using the information submitted on the FAFSA to calculate the expected family contribution (doesn't count home equity and certain other assets); 各州和一些大学也使用。

联邦处理器: the federal government's computer system that analyzes the information on your FAFSA, calculates your expected family contribution (EFC) and sends out the Student Aid Report; 也叫中央处理系统。

经济援助资格: the difference between your expected family contribution and the college's cost of attendance; 也就是你的经济需求。

经济援助计划: the total amount of financial aid offered, usually a combination of grants, scholarships, and/or loans and work-study.

忍耐: 暂时推迟或减少你的每月付款; often extends the repayment term. 利息继续增加,增加了贷款余额。 Forbearance 必须 be approved by your lender.

格: General Education Development test/certificate used to measure academic achievement at the high school graduate level.

平均绩点: 平均绩点。

格兰特: 不需要偿还的经济援助; 通常是基于经济需要。

兴趣: 放债人向你借钱。

样品检验: Institutional Student Information Record: Electronic Student Aid report sent to schools from the Central Processing Center (CPS).

主本票(MPN): a legally binding contract between a borrower and lender listing all terms and conditions of a loan; 联邦学生贷款需要MPN.

以业绩为基础的援助: financial aid that is based on merit - grades, test scores, athletic ability, talents or other criteria and not on income or assets.

助学金: 基于您自己或您家庭的收入和资产的经济援助; most financial aid offered by states and the federal government is need-based.

本金(贷款): 你所借的金额,不包括利息。

本票: a legally binding contract between a borrower and lender listing all terms and conditions of a loan; 联邦贷款有一张主本票。

学业进展满意: as established by your college, the progress you 必须 maintain toward obtaining a degree or certificate to continue receiving financial aid, and the GPA you 必须 maintain.

奖学金: money for college you don't have to repay, awarded based on grades, test scores, 澳门威尼斯人网上赌场, heritage or other criteria, but usually not financial need.

兵役登记: most males (citizens and eligible non-citizens) age 18-25 who are not currently on active duty in the Armed Forces 必须 register with the Selective Service for military draft to receive federal student aid.

学生资助报告: 汇总您提供的FAFSA信息的报告。 It is either mailed or emailed to you once you have completed your FAFSA and it has been processed by the Department of Education.

学生的预算: 学费:上大学的总费用; 也被称为出席成本(COA)。

无证学生: students who live in the United States and are not U.S. citizens or legal permanent residents and who don't have an Alien Registration Card, visa or other legal documentation; includes students or their families who entered the country legally on tourist or work visas and chose to stay after their visas expired.

未满足的需求: Cost of attendance minus the Expected Family Contribution minus the Estimated Financial Aid for the student.

免税的收入: all income you receive that's not taxed or may not be reported to the IRS, including the untaxed portions of pensions or IRA distributions, interest on tax-free bonds, clergy and military food and living allowances, and others (see FAFSA ).

验证: the procedure by 澳门威尼斯人网上赌场 a college checks the information reported on the FAFSA, usually by requesting a copy of you (or your parents') signed federal tax return and other documentation.

老兵: a person who has engaged in active duty in the U.S. Armed Forces or is a National Guard or Reserve enlistee called to active duty for purposes other than training, or who was a cadet or midshipman at one of the service academies, and who was released under a condition other than dishonorable; 或者在2012年6月30日前成为退伍军人。

职业学校: 提供高中以外的课程来教授特定工作技能的学校; 也被称为技术或贸易学校。